If you’ve been searching for a dentist accepting Delta Dental in Merrimack, then we are happy to tell you that your search has ended. The dentists and staff at Dental Designs of New England are in-network providers with Delta Dental.
What does this mean if you have a Delta Dental plan? It means that you can only be charged the pre-negotiated amount for any specific covered service and nothing more. We’ll be glad to let you know before your appointment what the estimate is for the cost of your procedure and what your responsibility is. Then, once you’ve paid your portion, our contract with Delta Dental dictates that we can’t charge you any more.
Delta Dental has three dental benefits plans that are all similar but somewhat different. The plans are:
Our front office staff will be happy to review your plan with you and make sure you understand the “fine print.” In addition, we’ll file all of your Delta Dental claim forms so you can be certain you’re receiving the maximum allowable benefits for any covered procedure.
As a Delta Dental provider in Merrimack, we think it’s in the best interest of your smile and your wallet to understand how dental insurance works. It’s really not like medical insurance.
First of all, dental insurance benefits are limited and they expire. This means Delta Dental will cover you and your family’s dental costs up to a specific amount. Once you reach this amount, the cost of any dental treatment required is your responsibility.
Moreover, your benefits expire at the end of a specified time period, which is usually from January 1st to December 31st. Thus, if you do not use all of your benefits during the year, they are simply forfeited. We’ll be glad to work with you to make sure that you make good use of your benefits and do not exceed the maximum.
Speaking of making good use of your dental benefits… Delta Dental and almost all dental benefits providers cover preventive care at 80 to 100%. Why? Because like your dentist in Merrimack, Delta Dental knows that preventing dental disease goes a long way. Procedures such as a dental cleaning and an exam every six months are key to maintaining good oral health for everyone, plus they’ll lower your chances of needing more extensive (and expensive!) treatments in the future.