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Is Dental Insurance Worth It?

October 1, 2021

Filed under: Uncategorized — dr_shetty @ 10:52 pm

Hand putting coin in piggy bankNowadays, everyone is looking for ways to save money. As you cut unnecessary expenses from your life, you might wonder, is dental insurance worth it? Yes! Your dental insurance is a monthly investment designed to keep your smile healthy. You’ll enjoy discounted rates for the services your teeth and gums need to keep common oral health problems at bay. You’ll reduce your long-term oral health expenses to save even more money down the road. Here’s how you can use your dental insurance to invest in your smile’s future.

Visit Your Dentist Twice a Year

Brushing and flossing are effective in preventing tooth decay and gum disease, but they aren’t enough to ensure your smile thrives for a lifetime. The American Dental Association recommends visiting a dentist for a cleaning and checkup every 6 months. Routine appointments stop common dental issues from occurring to avoid a costly treatment later.

Research shows every $1 spent on prevention can save up to $50 on emergency and restorative fees. You can avoid an unplanned trip to the dentist and safeguard your smile using your dental insurance. Paying your monthly premium allows you to visit your dentist every 6 months for a cleaning and checkup for only a co-payment.

Preserve Your Natural Smile

Even with the best prevention, a complication can occur, like tooth decay. It’s crucial to have the concern addressed quickly to prevent it from turning into a costly problem in the future. In fact, untreated dental issues are a leading cause of dental emergencies. Although you may believe it will never happen to you, 1 in 6 Americans has one annually.

You can rehabilitate your smile without fearing a large bill because your dental insurance can cover as much as 80% of the cost. After reaching your annual deductible, you can use your yearly allowance to pay a portion of the treatment, like a filling or root canal therapy. Although every plan is unique, most policies have an annual limit of $1,000 to $2,000 to repair your smile and avoid a dental emergency.

Dental Benefits Don’t Last Forever

At the end of the calendar year, your dental insurance expires. You aren’t reimbursed for anything you don’t use, including your premiums. Nothing will carry over into the following year, either. On average, less than 3% of Americans meet or exceed their annual limits. If you don’t visit your dentist regularly, you’re throwing hundreds to thousands of dollars in the trash each year.

Your dental insurance gives you the opportunity to support a healthy smile without worrying about any added strain to your finances. You’ll ensure your teeth and gums last for a lifetime while investing in your financial future.

About Dr. Charles R. Braga

Dr. Braga is a periodontist who specializes in treatments involving gum and jawbone health. He has undergone advanced training in several specialties, including dental implants, Yag lasers, and diode lasers. He has the qualifications you can trust for a healthy smile using your dental insurance. Contact our office today to schedule an appointment.

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